First Community Bank of Eastern Arkansas is a locally owned and operated bank. The bank was established on October 13, 1998. First Community Bank of Eastern Arkansas is chartered as a Federal Reserve Member; therefore the primary regulator is the Federal Reserve Board. The bank has two bank branch locations serving eastern Arkansas. As of September 2008, the bank had total assets of $101,822,000. Through September 2008, the bank had net income for the year of $685,000.
The bank offers the following products and services; mortgage loans including FHA loans , VA loans, conventional home loans, and USDA loans, consumer loans, commercial loans, lines of credit loans, construction loans, home improvement loans, agriculture loans, student loans, automatic drafts, customer directed transfers, notary service, Individual Retirement Accounts, certificates of deposit, savings, Christmas club, checking accounts, online banking, check cards, ATM cards and investments
First Community Bank of Eastern Arkansas certificates of deposit are flexible and earn a market rate of interest. Bank customers can select the maturity term they want from 30 days to five years. The bank CDs requires a minimum opening deposit of only $500. The bank CDs with terms of one year or less automatically renew unless otherwise requested.
1 month CD rate is 1.80% APY
2 month CD also earns an interest rate of 1.80% APY
3 month CD rate is 1.95% APY
6 month CD has an interest rate of 2.10% APY
9 month CD rate is 2.28% APY
1 year CD also yields an interest rate of 2.28% APY
18 month CD rate is 2.55% APY
2 year CD has an interest rate of 2.99% APY
30 month CD rate is also at 2.99% APY
3 year CD rate is at 2.99% APY
4 year CD rate is 3.25% APY
5 year CD also earns an interest rate of 3.25% APY
CD rates are subject to change prior to opening an account. Additional conditions may apply to open these CDs. For up to date bank CD rates and additional bank account information, call 870-739-7300. The bank web site promotes the existing savings rates being offered and provides supplementary information on the bank products and services. The web address for the bank is www.firstcommunitybank.us.
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